Investment Advice

Introducing my Dividend Stock Tracker

How it came about
It started off with a frustration that i had whenever i use my excel sheet to keep track of my dividend stocks and other not-so-good dividend stocks. The frustration was that whenever i see a stock that was sold down pretty badly, i had to find the stock price and key it […]


Preventing Investment Mistakes: Ten Risk Minimizers

Most investment mistakes are caused by basic misunderstandings of the securities markets and by invalid performance expectations. The markets move in totally unpredictable cyclical patterns of varying duration and amplitude. Evaluating the performance of the two major classes of investment securities needs to be done separately because they are owned for differing purposes. Stock […]


Pimco’s Bill Gross: Fooling With Inflation

This is not the first time that i posted an essay by Bill Gross. Why do i post so much article on the man? I admire him for his profound commentaries on the market. Sometimes it gets so profound that i need to reread what he wrote a few times just to get what the […]


Trading takes over the job

When i first started trading or get involve with this investment thingy, I stayed on the online broker screen alot. Not just checking at night but during work.
The good thing about an understanding superior is that if you manage to deliver on your work, he doesn’t mind what you do. (Unless you have a habit […]


Are Market Trends Effectively Random?

By Larry Swedroe
Sun Tzu is an honorific title bestowed upon Sūn Wǔ. Tzu, who lived from 544 to 496 BCE, authored The Art of War, an immensely influential ancient Chinese book on military strategy. The book, composed of thirteen chapters, each devoted to one aspect of military warfare, has long been considered one of the […]


The Relative Strength is not an Overbought/Oversold Indicator

The Relative Strength is not an Overbought/Oversold Indicator
Cho Sing Kum
30th Dec 2002
For many people the very reason they learn Technical Analysis is the blind obsession of only wanting to know when to buy buy buy and when to sell sell sell. Nothing else is important to them. This group of people, they will fail repeatedly. […]


Endowments and Saving Plans

Had i not have the early financial education that i had now, I would most probably bought some of these from my adviser friends or the pretty advisers at bus interchanges.
The problem is that it might not be the form of  "Protection" that they are touted to be. I have a colleague who asked me […]


4 fiscal lessons to teach your kids

Where I am today, what i have gotten now, I owe alot to my parents. That said, I attribute a large part of my money management and thrift to what i learnt from my mom.  That said, I’m lucky her money management is nothing like my dad, whom i  believe wasted alot of our money […]


My Insurance Philosophy

Disclaimer: The writer is not a certified professional planner of any sort. All advise shown here are opinions based on the writers interaction with other parties and self-fact finding.  In no way should they be used as the only advice to make final decision. What works for the writer may not work for you.

Do seek […]


The Retirement Calculator from Hell

By William J. Bernstein
Most of you have seen the nifty retirement software available from the likes of Vanguard and T. Rowe Price which provides the mathematical muscle to help you plan your retirement. Input your retirement age, expected lifespan, required annual income, rate of inflation and investment return, and hey presto, you find out that […]