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GTD

4 fiscal lessons to teach your kids

Where I am today, what i have gotten now, I owe alot to my parents. That said, I attribute a large part of my money management and thrift to what i learnt from my mom.  That said, I’m lucky her money management is nothing like my dad, whom i  believe wasted alot of our money [...]


My Insurance Philosophy

Disclaimer: The writer is not a certified professional planner of any sort. All advise shown here are opinions based on the writers interaction with other parties and self-fact finding.  In no way should they be used as the only advice to make final decision. What works for the writer may not work for you. Do [...]


Interesting Reply

Drizzt’s Take: I saw this post in SGFunds here where durio asked about Why equities fund go down, bond funds go up? The discussion wasn’t very eye catching, but Wilfred’s reply below was: Wilfred: “This has been a historical observation that bond and equity have a lower correlation. But is this now still valid? There [...]


Vampire Electronics Drain Homes of Energy

Tuesday October 30, 1:04 am ET By Julie Carr Smyth, Associated Press Writer Another Kind of ‘Vampire’ Invades Homes This Halloween: Energy-Sucking ‘Standby Mode’ COLUMBUS, Ohio (AP) — A force as insidious as Bram Stoker’s leading man is quietly sucking a nickel of every dollar’s worth of the electricity that seeps from your home’s outlets. [...]


Choosing an advisor for insurance needs

I had a friend who sms me 2 days ago whether getting an ILP for investment is good. It seems that with the market flourishing, I have many friends coming to seek my advice on this. They do have to realize before even talking about gains, they have to be clear about the objectives they [...]