Unit Trust Investing
Good Article on Unit Trust Hidden Costs
Many investors will not know that like many, i started off with being interested in Unit Trusts, which i still think could be great investments had it not for their deficiencies. Among them,costs. The main cost we know are expense ratio which is taken as a percentage of total assets which are a aggregation of [...]
That 8% Long Term Returns
Good Sunday to all. I feel many of you guys who were approached or would approach a financial advisor would most likely be shown a projected returns table telling you why you should put your money into this fund and that fund, or this ilp with these 2 funds in it. I used to think [...]
Minibond better explained
Tan Kin Lian’s blog has a contribution that further explains the whole Minibond situation: The name “Minibonds” itself is a misleading word for investors. Whatever money you have invested in this “Minibonds” are not invested in bonds of the six reference banks or bonds issued by Lehman Brothers. This is how it works. Lehman Brothers [...]
The ETF Book: All You Need to Know About Exchange-Traded Funds
ETFs are a great tool for the average investors. Well, they are fantastic tools, if you live in the US. For Singapore folks, there are ETFs listed on SGX as well as HK stock exchange to choose from as well. Here in an audio interview at financial sense, the author explains What are ETFs What [...]
Warren Buffett: Low Cost Funds win out
Many people have argued about whether it is right to pay large fees for supposed outperformance. I think buffett sums it up best in simple logic: Everyone expects to be above average. And those helpers – bless their hearts – will certainly encourage their clients in this belief. But, as a class, the helper-aided group [...]
